NEW Hashcode has submitted a proposal to the HKMA CDI PoC for Cash Flow Data Sharing — Learn more →
Built for Hong Kong · Serving Asia Pacific

Institutional Custody
Infrastructure

SFC-compliant digital asset infrastructure for licensed institutions — custody, tokenization, financial data interchange, and trading on one integrated platform.

USD 2B+
Assets Under Custody
99.9%
Platform Uptime SLA
4–6 wks
Average Deployment
3
Regulatory Frameworks Covered
Trusted by licensed institutions across the region
Hong Kong Airport Authority BlackSilver Trust (HK) SFC Licensed Exchanges VASP License Applicants HK Trust Companies Family Offices APAC MAS-Licensed Providers Greater Bay Digital Firms Hong Kong Airport Authority BlackSilver Trust (HK) SFC Licensed Exchanges VASP License Applicants HK Trust Companies Family Offices APAC MAS-Licensed Providers Greater Bay Digital Firms
Platform

Four integrated layers.
One unified platform.

From institutional custody and tokenization to real-time financial data interchange — every capability built for regulated Hong Kong entities.

Hashcode · CAPITAL
Tokenization Platform

Issue, manage, and service tokenized equity, debt, funds, and real estate on any blockchain with full lifecycle management.

Hashcode · TRADE
Coming Late 2026

Institutional-grade digital asset trading infrastructure integrated with custody and settlement, designed for SFC-licensed platforms.

Hashcode · LEDGER
Financial Ledger Engine

Real-time reconciliation and audit trail engine with multi-institution data sharing capabilities — CDI-ready architecture.

HKMA CDI PoC — HKFMI-2026-002

Consent-Based Financial
Data Interchange for SME Cash Flow

Hashcode Algorithm Limited has submitted a formal proposal to the Hong Kong Monetary Authority's Commercial Data Interchange (CDI) Proof-of-Concept for Cash Flow Data Sharing. As Prime Tenderer, Hashcode leads the full technical architecture — DID/VC identity layer, consent execution mechanisms, secure API infrastructure, and governance controls — drawing directly on production experience deploying Digital Travel Credentials at international airports under ICAO standards.

W3C DID / VC Identity Architecture

Production-deployed Decentralised Identity framework using W3C DID/VC standards — the same architecture powering Digital Travel Credentials at Hong Kong International Airport under ICAO compliance. Enables privacy-preserving identity verification and consent-based data sharing across financial institutions.

Consent Execution & Lifecycle Management

End-to-end customer consent journeys with iAM Smart and CorpID integration, standardised consent forms, T&Cs, and privacy notices aligned with HKMA requirements. Full lifecycle management including consent validity, revocation, and auditability.

Secure Multi-Bank API Architecture

Interoperable API infrastructure for cash flow data exchange across participating banks, integrated with HKICL and CDI/IADS systems. Data encryption, digital signatures, and complete audit trail — designed for cross-institution SLA compliance.

Governance & Compliance Controls

Multi-party governance rules for participating banks, onboarding templates, and compliance controls for consent validity, data access, and accountability. Aligned with ISO 27001 controls and HKMA supervisory expectations — built by practitioners with offensive security, ISMS audit, and regulatory advisory certifications.

TEE + Key Sharding Cryptographic Security

Hardware-level Trusted Execution Environment (TEE) isolation and key sharding protocols for transaction security — supported by core contributors to the Tongsuo open-source cryptography project (1,400+ GitHub stars) and Ant Group cryptographic infrastructure alumni.

HKMA CDI PoC Proposal
Ref: HKFMI-2026-002 · April 2026
Tenderer Hashcode Algorithm Ltd
Role Prime — Technical Delivery
Regulatory Partner Regtitude Limited
Project Type Category B · Open Tender
Duration 3 months (May – July 2026)
Pilot Banks Min. 3 participating
Methodology Agile · Fortnightly Sprints
Delivery Timeline
Stage 1 — Business & Consent Design May 2026
Stage 2 — Technical Architecture Jun 2026
Stage 3 — Governance & Controls Jul 2026
Pilot Validation (3+ Banks) Jul 2026
hashcode-cdi-cli v2.4.1
$ hashcode cdi --verify-consent --ref=HKFMI-2026-002
Reference:HKFMI-2026-002
Status:✓ Proposal Submitted
Role:Prime Tenderer
Banks:3 Pilot Institutions

$ hashcode cdi --issue-vc --subject=SME_CONSENT
DID Method:did:hk:banknet
VC Type:ConsentCredential v1.0
Proof:✓ Ed25519Signature2020
TEE Status:✓ SGX Attested

$ hashcode custody --audit-trail
HSM Status:✓ Online (2/3 shards)
MPC Round:Threshold 2-of-3
Last Audit:ISO 27001 · 2025-Q4
✓ All custody checks passed

$
Engineering

Built on production-grade cryptographic infrastructure

Every component — from TEE-isolated key operations to W3C-verifiable consent credentials — engineered for institutional-grade reliability, auditability, and regulatory alignment from the ground up.

Trusted Execution Env MPC / Threshold Signing W3C DID / VC Post-Quantum Crypto Zero-Knowledge Proofs HSM Key Management Tongsuo / OpenSSL TLS 1.3
Core Capabilities

Four domains.
One integrated capability set.

Built by practitioners from Alibaba/Ant Group, Binance, and international financial infrastructure projects. Every domain directly relevant to regulated financial data exchange.

Digital Identity Infrastructure

Production deployment of W3C DID/VC-based identity systems — Digital Travel Credentials (DTC) operational at international airport facilities, enabling privacy-preserving verification and consent-based data sharing under ICAO standards.

Cryptographic Security Architecture

TEE-based secure computation, key sharding protocols, post-quantum cryptography research, and SM2/SM3/SM4 Chinese commercial cryptography standards. Core contributors to Tongsuo open-source cryptography (1,400+ GitHub stars) and RustyVault secrets management engine.

Financial Infrastructure & Compliance

Institutional-grade digital asset custody platform (assets exceeding USD 2 billion) compliant with SFC, HKMA, and AMLO regulatory frameworks, with direct integration to banking settlement channels including FPS and CHATS.

Interoperable API & Data Exchange

Proven capability designing multi-institution API architectures for secure, auditable data exchange across regulated financial entities — directly applicable to CDI cash flow data sharing and cross-bank interoperability.

Technology

Built on battle-tested infrastructure

Every layer selected for institutional-grade reliability, regulatory alignment, and cryptographic soundness.

Cryptography & Security
Intel SGX / AMD SEV Trusted Execution
MPC — Threshold ECDSA / BLS12-381
HSM (nCipher / Thales Luna)
Tongsuo / OpenSSL 3.x · SM2/3/4
Post-Quantum: CRYSTALS-Kyber, Dilithium
ZK-SNARKs / Bulletproofs · TLS 1.3
Identity & Consent
W3C DID 1.0 · Verifiable Credentials 2.0
Ed25519Signature2020 / JsonWebSignature
ICAO DTC / MRTD Standards
OAuth 2.0 + PKCE · OIDC4VCI
PDPO / GDPR-aligned consent flows
OpenID for Verifiable Presentations
Financial & Integration
FPS (Faster Payment System) API
CHATS — HKD RTGS Settlement
SWIFT gpi / ISO 20022
RESTful + GraphQL API Gateway
EVM smart contracts · Hyperledger Fabric
Rust · Go · TypeScript core services
Our Team

Built by practitioners,
not consultants.

Our team combines deep cryptographic research, production-grade identity engineering, and large-scale regulated financial delivery — with direct, hands-on track record across Hong Kong's financial and digital infrastructure.

Security & Cryptography

Core contributors to Tongsuo, the open-source cryptography library with 1,400+ GitHub stars, and alumni of Ant Group's cryptographic infrastructure. Expertise in TEE, HSM, MPC key sharding, post-quantum algorithms, zero-knowledge proofs, and TLS 1.3. Offensive security certifications across red team and adversarial engineering disciplines.

TEE / HSM / MPC Post-Quantum OSCP · OSCE · OSEE Tongsuo
Digital Identity & Compliance

Production deployments of W3C DID/VC-based identity systems — including Digital Travel Credentials at international airports under ICAO standards. ISMS audit, regulatory compliance advisory, and consent framework design for regulated financial environments. Deep familiarity with HKMA, SFC, and PDPO requirements.

W3C DID / VC ICAO DTC CISA ISO 27001
Financial Infrastructure & Delivery

Track record across HKD 12.1B government bond issuance, institutional custody platforms, and large-scale fintech delivery across Hong Kong and Greater China. Experienced in Agile programme management, bank stakeholder coordination, and integration with HK settlement channels including FPS and CHATS.

Govt Bond Issuance FPS / CHATS Agile Delivery HK & GBA
Project References

Production deployments.
Proven track record.

Real engagements with licensed institutions and public-sector bodies — not case studies built for show.

Hong Kong Airport Authority
Digital Travel Credentials (DTC) System

W3C DID/VC-based digital identity system deployed in live airport operations, enabling privacy-preserving identity verification, consent-based data sharing, and secure cross-border data exchange under ICAO standards. Contact: Winsor Chiu, Manager Future Travel Experience.

→ Directly applicable: DID/VC, consent-based data sharing, identity verification
BlackSilver Trust (HK) Limited
Institutional Digital Asset Infrastructure

Institutional-grade custody, tokenisation, and financial infrastructure platform with secure key management, banking integration (FPS, CHATS), and multi-institution architecture. Ongoing IT governance and trust operations technology. Contact: Eva Tin, Operations Head.

→ Relevant: banking-grade security, multi-party data sharing, API integration
LSCM / Cyberport (via Regtitude)
Trade Finance & Supply Chain Data PoC

Proof-of-concept project with Logistics and Supply Chain MultiTech R&D Centre involving trade finance and supply chain data flows, focusing on data interoperability and cross-institution data sharing aligned with SME financing use cases.

→ Relevant: financial data flows, governance framework, CDI SME use cases
Regulatory Compliance

Built for Hong Kong's
regulatory framework.

Purpose-built to meet the requirements of Hong Kong's SFC, HKMA, and AMLO regulatory frameworks. Every design decision traces back to a compliance requirement.

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SFC VASP Licensing

Full compliance with Hong Kong's Virtual Asset Service Provider regime — dealing, custody, advice, and exchange activities under SFC oversight.

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HKMA CDI Ready

Architecture designed for HKMA's Commercial Data Interchange framework — consent flows, data governance, and interoperable API design aligned with CDI specifications.

📜
Stablecoins Ordinance

Ready for the HKMA's stablecoin licensing regime under Cap. 656 — supporting fiat-referenced stablecoin custody and settlement infrastructure.

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AML / CFT Compliance

Built-in AMLO compliance with transaction monitoring, travel rule support, and automated suspicious activity flagging for licensed entities.

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ISO 27001 Aligned

Security architecture designed in alignment with ISO 27001 control requirements. Project Lead holds CISA certification and conducts ISO 27001-aligned security assessments.

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e-HKD & CBDC Ready

Prepared for the HKMA's e-HKD rollout and wholesale CBDC infrastructure, with tokenized deposit support and programmable settlement capabilities.

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Corporate Registration

Hashcode Algorithm Limited — CR No. 3313445, incorporated Hong Kong 30 August 2023. Registered at Unit 1905, K11 Atelier, 18 Salisbury Road, Tsim Sha Tsui, Kowloon.

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FPS + CHATS Integration

Direct integration with Hong Kong's FPS and CHATS banking settlement channels — enabling real-time multi-currency settlement (HKD, USD, CNH, SGD, JPY).

Get in touch

Find out how Hashcode can help you launch and scale your digital asset services — or discuss our HKMA CDI capabilities with the technical team.

Hashcode Algorithm Limited is a technology provider of institutional-grade digital asset infrastructure. This website is intended for professional and institutional clients only. Nothing on this page constitutes financial advice or a solicitation to invest. All regulatory references reflect the company's design intentions and current capabilities — final licensing status is subject to applicable regulatory determinations.